FCRA Notice

Understanding the Fair Credit Reporting Act

Effective Date – May 4, 2026

The Fair Credit Reporting Act, commonly called the FCRA, regulates how consumer reports may be used for certain decisions, including employment, credit, insurance, tenant screening, and other eligibility determinations.

ReverseThatLookup is not a consumer reporting agency. We do not provide consumer reports and our tools may not be used for purposes regulated by the FCRA.

For official information, review the Federal Trade Commission’s page on the Fair Credit Reporting Act.

What This Means

ReverseThatLookup was built for informational and personal-use public-record research. Our tools may help users review unknown phone numbers, emails, usernames, addresses, names, or other public clues.

Our results are not intended to determine a person’s eligibility for employment, housing, credit, insurance, education, benefits, licensing, or any similar purpose.

You May Not Use ReverseThatLookup For

Employment Screening

You may not use ReverseThatLookup to evaluate a person for employment, reassignment, promotion, retention, or workplace eligibility.

Household Worker Screening

You may not use ReverseThatLookup to screen household workers, including nannies, caregivers, domestic workers, contractors, or similar roles.

Tenant Screening

You may not use ReverseThatLookup to evaluate a person for renting, leasing, or occupying residential or commercial property.

Educational Qualification

You may not use ReverseThatLookup to evaluate a person’s qualifications for an educational program, scholarship, grant, or similar opportunity.

Credit or Insurance

You may not use ReverseThatLookup to assess credit risk, determine credit eligibility, evaluate insurance eligibility, or review existing credit obligations.

Business Transactions Initiated by an Individual Customer

You may not use ReverseThatLookup to review a personal customer account or determine whether a person continues to meet the terms of an account.

Violations

Using ReverseThatLookup for prohibited FCRA purposes violates our Terms of Service and may violate the law. We take misuse seriously and reserve the right to restrict access, terminate accounts, block usage, and report misuse where appropriate.

Consumer Reporting Agencies

If you need a consumer report for a legally permissible purpose, use a qualified consumer reporting agency. ReverseThatLookup has no affiliation with the following services and provides these names only as examples of consumer reporting and screening providers:

Credit reporting: TransUnion, Equifax, and Experian.

Employment screening: Examples include Sterling, Integrascan, and SentryLink.

Contact Us

If you have questions about this FCRA notice or permitted use of ReverseThatLookup, contact us at support@reversethatlookup.com or through our Contact Us page.